1. Enter the ATM PIN
2. Select Other Menu
3. Select Transfer
4. Select Virtual Account Billing
5. Enter the Virtual Account number
6. The bill that must be paid will appear on the confirmation screen
7. Confirm, if it is appropriate, continue the transaction
8. Payment is complete

1. Enter the user ID and password
2. Select the Transfer menu
3. Select Virtual Account Billing menu then select debit account
4. Enter the Virtual Account number on the new input menu
5. The bill that must be paid will appear on the confirmation screen
6. Confirm the transaction and enter the Transaction Password
7. Payment is complete

1. Enter the User ID and Password
2. Select the Transfer menu
3. Select Virtual Account Billing
4. Then enter the Virtual Account number. Then select the debit account that will be used
5. Then select continue
6. The bill that must be paid will appear on the confirmation screen
7. Enter the Token Authentication Code
8. Payment is complete

1. Select the Transfer between banks or online transfer between banks
2. Enter the BNI bank code (009) or select the intended bank, namely BNI
3. Enter the 16 Digit Virtual Account Number in the destination account column
4. Enter the transfer nominal according to the bill. A different amount cannot be processed
5. Confirmation details will appear on the screen, check and if it is appropriate, please continue
6. Payment is complete